Posts tagged money
How To Stay Consistent With Your Finances

It's all good and well starting your journey to saving more money or paying off your debt but if you want to hit your goals and really make a difference to your life you have to stick with it consistently.  If you are saving for just a little while and then end up going on a crazy shopping spree, your savings will dwindle faster than they build up. Here are some tips on how to stay consistent with your finances.

Read More
Compromises I Make on my Purchases to Save Money

About 2 years ago I would have described myself as a serial shopper. I was terrible with my money and would spend almost every penny on makeup and other things I just did not need. Now, however, I have turned my finances around and after paying off the majority of my debt and actually having a good chunk of savings in my account I thought I would share the compromises I make when purchasing new products, which is a lot more few and far between now. 

Read More
How To Stop Overspending For Good

Today, I’m going to share the step by step method that helped my husband and I stop overspending and the one hack that’s made all the difference! If you want to meet your financial goals, awareness of your current spending habits is vital. To prevent this from happening again, I created an action plan that has helped us stick to our budget. Below, I’m sharing the 7 steps you can take to finally stop overspending:

Read More
20 Fun Things to Do This Spring/Summer That Won't Break the Bank

Finally, Spring is here which means brighter skies, warmer weather, and bigger smiles. Plus Summer is right around the corner too so even better. I like to think in advance of what I want to do in the nice weather as I like to make the most of it every day. I hope this list inspires you to get outside and think about what to do this spring and summer. Plus most of these are completely free so you have no excuse. 

Read More
The 4 Things I Still Treat Myself To Whilst Saving

My other half and I's number one goal at the moment is to buy a house. We are working more than ever and scrimping and saving so that we can save as much money as possible to reach our dream of owning our own home. Now we are realistic about this endeavor. We know that if we stop sending any money at all and save absolutely everything we will hit a burn out and probably end up splurging. So we still give ourselves treats and an allowance each week so that we can still live our lives. Here are some of the things that we still treat ourselves to whilst saving as much as we can.

Read More
4 Incredibly Easy Ways To Save Money When Shopping Online

We all love online shopping and if you are anything like me you also love to save as much money as possible. I am not a big spender by any means. I give myself a small budget each month to treat myself with. I like to stretch this budget as far as it will go and to make the most of it so when I shop online I will never pay full price or delivery. So here are a few ways that I save money whilst online shopping.

Read More
5 Ways I Got My Experian Credit Score to a Perfect 999

I haven't always had a good credit score, I used to be terrible with money. But for the past 6 months, it has consistently stayed at 999 following a slow increase over the last couple of years. At first I thought it was a mistake because I do have a couple of late payments on my record from 2014 so I updated my details on there, made sure everything was correct and up to date and still it came back with this perfect score. So how did I increase my credit score?

Read More
3 Motivational Tips To Stop Overspending

The best way to save money is to simply not spend it. Now that is a whole lot easier said than done I know. Especially if you're not really motivated to make the change in the first place. It took me quite a long time to finally not feel the need to mindlessly spend my money on things that didn't really bring me anything but guilt. So I am going to share with you how I have stopped overspending and started being a lot more sensible with my money. 

Read More
5 Goals You Need to Set Yourself to Have The Best Year Yet

Setting yourself goals is so important. If you don't have a vision of what you are working towards how do you know what route you need to go down? You wouldn't start driving somewhere without knowing the destination. If you are a bit stuck with what to set yourself that isn't too cliche or too difficult to attain then here are some Goals you need to set yourself to have the best year yet. 

Read More
3 Reasons Why You Need to Start Meal Planning

I have been obsessed with meal planning for about 18 months now. Every single Saturday without fail I get all of my recipe books out in front of me, get Pinterest open and start recording what I want for that coming week. I love planning my meals, it helps with my weekly grocery bill, helps me eat healthily and just generally keeps my productivity at a high. If you are considering Meal Planning too then here are some ways I think it is great.

Read More