Today, I’m going to share the step by step method that helped my husband and I stop overspending and the one hack that’s made all the difference! If you want to meet your financial goals, awareness of your current spending habits is vital. To prevent this from happening again, I created an action plan that has helped us stick to our budget. Below, I’m sharing the 7 steps you can take to finally stop overspending:Read More
The best way to save money is to simply not spend it. Now that is a whole lot easier said than done I know. Especially if you're not really motivated to make the change in the first place. It took me quite a long time to finally not feel the need to mindlessly spend my money on things that didn't really bring me anything but guilt. So I am going to share with you how I have stopped overspending and started being a lot more sensible with my money.Read More
Hopefully, you already have a budget in place. If you don't, read my blog post How to Create a Budget. This will give you the basics on how to get a budget together so you can start working on your finances.Once you have your budget ready you can then start looking into ways on how you can get some of your outgoings down so that you can put more money into savings or paying off debt.Read More
The first step to understanding your money is to know how much you have. How much you have to spend on your needs such as bills, groceries etc. How much you have to spend on yourself and others and how much you have to save or pay off debt.
Having a budget is the first most important thing to building your relationship with your money.Read More
Paying off debt is a slog but it is so important and often the first step in our financial journeys. Over the last year, I have made a huge dent in paying off my debt. I still have a little way to go but I intend on continuing the flow I have started and want to share with you how I have been getting this down.Read More
I am positive I am not alone in saying that I have been through times where I have been awful with money. Buying things impulsively and not thinking about the consequences. Buying emotionally for a second of gratification only to feel awful about it later on. It then just turns out to be a vicious circle you think you will never get out of.Read More